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Mortgage Advice

How much deposit do I need…………?
What is an agreement in principle……………?
What rates are on offer……………….
How much will my monthly payments be……………….

Mortgage Advice

Buying your first home or moving home is probably going to be one of the biggest financial commitments you will make. It is important to get this right and being totally independent, we can navigate and recommend products from the whole of the market. The first step to owning your own home is to find out how much you can comfortably afford to borrow and for how long you will need to take the mortgage out for.

Most estate agents will require sight of an agreement in principal before you can make an offer on a property. We can advise and provide these for you free of charge. Once you have found your dream home, we can then discus all the options available to you and the things you will need to consider like, type of survey, type of mortgage, protecting your mortgage and the next stage of the process. We then take care of the full application process through to receiving the mortgage offer and are happy to liaise with estate agents and solicitors for you as and when required. We also carry out reviews on existing mortgages when the initial deal comes to an end for both existing and new clients.

Your home may be repossessed if you do not keep up the repayments on your mortgage.

Mortgage Advice

Protection Services

Protect what you have

Home mortgage

Your mortgage/home

Family

Your family

Income

Your income

Business

Your business

How we work

We all insure our cars, bikes, homes, belongings, holiday travel and pets but what about our family finances? The loss or serious illness of a close family member in emotional terms is enough for most people to cope with but it can also cause a great deal of financial stress and worry for all of the remaining family. For a relatively low cost, you can insure your family finances against death, serious illness and disability, repay debts and pay tax liabilities

Our advice includes, permanent health insurance, life and critical illness cover, along with protection for your home and business. We will assess your situation and recommend appropriate insurance that suits your financial needs and we will do this in the most cost-effective way to suit your budget.

For a free initial consultation, please call us, drop us an email or complete our enquiry form – we’d love to see or speak with you. Anything after the initial meeting is possibly subject to fees.